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Manual rental reconciliation is consuming your property management team's time every single month. agentPay automates it - using Open Banking, without changing your bank account.

agentPay is an Open Banking-powered property management payment platform for UK letting agents. It automates rental payment collection, reconciliation, and fee charging - giving your team back the hours they currently spend manually matching payments, chasing arrears, and processing statements.

OB
Open Banking
Powered by Open Banking - no card fees
Auto
Automated
Reconciliation, fees and rentals all automated
£3.50
From £3.50
Per tenancy - reduces with portfolio scale
Keep
Keep your bank
No need to change your existing bank account
The property management payment problem

Manual rental reconciliation is the most time-consuming, error-prone process in your lettings operation.

Every month, UK lettings teams spend significant time manually matching rental payments to tenancies, identifying arrears, calculating fees, and producing landlord statements. This work is repetitive, prone to human error, and scales linearly with portfolio size - consuming more time as you grow.

"Our property management team spends days every month on rent reconciliation."

Manual reconciliation of rental payments against tenancies is time-intensive and scales poorly. agentPay automates the entire process - every payment is matched, every fee is calculated, and every statement is produced automatically.

"We have rental arrears that are identified too late because the reconciliation is manual."

When reconciliation is manual, arrears are identified at the end of the process rather than in real time. agentPay's automated system identifies missed or short payments immediately - enabling faster intervention and better landlord communication.

"Charging and tracking our management fees is inconsistent across the portfolio."

Manual fee charging across a portfolio of different management fee structures is error-prone and creates inconsistencies. agentPay automates fee charging based on each tenancy's specific agreement - consistently, every month.

"We are considering a client account change and do not want to lose banking continuity."

agentPay is designed to work alongside your existing bank account - you do not need to give up or change your banking arrangements to implement the platform. Your client account structure remains intact.

How agentPay works for letting agents

Six automation capabilities that remove the manual work from property management payments.

agentPay is built on Open Banking technology - a more secure, lower-cost alternative to traditional payment processing that gives letting agents full visibility and control of every transaction.

1

Automated rental payment collection

agentPay collects rental payments automatically from tenants via Open Banking. Payments are initiated by tenant confirmation rather than by card or direct debit - removing the payment failure and card fee issues of alternative methods.

2

Automatic reconciliation

Every incoming payment is automatically matched to the correct tenancy. Reconciliation that previously took days of manual work is completed automatically in real time. Your team sees a clean, accurate picture of the portfolio at any moment.

3

Automated fee charging

Management fees, service charges, and other deductions are calculated and charged automatically based on each tenancy's specific agreement. No manual calculation, no inconsistency across the portfolio.

4

Open Banking - no need to change your bank

agentPay is powered by Open Banking and works alongside your existing bank account. You do not need to give up your banking relationship or client account structure to implement the platform.

5

Web app access and mobile dashboard

The agentPay web app gives your team access to payment status, reconciliation, arrears alerts, and landlord statement generation from any device - in the office or remotely.

6

Client account support

For agencies looking to establish or change their client account arrangements, agentPay can help with the client account setup - providing guidance and support alongside the payment automation platform.

Getting agentPay live for your lettings portfolio

Five steps from sign-up to automated rental payments across your portfolio.

agentPay is designed for rapid deployment. Most lettings agencies are processing automated payments within seven days of sign-up.

1

Portfolio setup

Import your tenancy data into agentPay. The platform supports bulk import from your existing property management system to avoid manual re-entry.

2

Banking connection

Connect your existing bank account to agentPay via Open Banking. No change to your banking structure is required - agentPay works alongside what you already have.

3

Tenant enrollment

Tenants are enrolled onto the agentPay payment system with a simple onboarding message. The process is designed to be accessible for all tenants regardless of technical confidence.

4

First automated collection

The first automated rental collection runs. Every payment is matched, fees are calculated, and the reconciliation is completed without any manual intervention from your team.

5

Ongoing monitoring and arrears management

Your team monitors payment status through the agentPay dashboard. Arrears alerts are generated automatically for any missed or short payments, enabling immediate follow-up.

The Kerfuffle member offer

Kerfuffle members get a demonstration of agentPay using their current portfolio size and fee structure.

agentPay works with lettings agencies managing portfolios of all sizes. Kerfuffle members get a direct conversation about the time saving and cost structure for their specific portfolio.

What Kerfuffle members get

  • Portfolio payment automation demonstration using your current tenancy mix
  • Open Banking setup and banking connection walkthrough
  • Time saving calculation based on your current manual reconciliation process
  • Fee structure review for your portfolio size
  • Member-only terms reviewed by your Kerfuffle account manager
Kerfuffle member route

Standard route

Off-the-shelf pricing

Your terms, reviewed before you sign

From £3.50/tenancy
Reduces with portfolio scale - min £199/month

agentPay pricing starts at £3.50 per tenancy per month, reducing with portfolio scale. The minimum charge of £199 per month includes up to 60 tenancies. Kerfuffle members get a full cost vs time-saving calculation for their portfolio.

More on Kerfuffle

Dig into the data before you book a demo.

agentPay's full Kerfuffle profile has 1 verified agent reviews, awards history, and supplier overview. Open in a new tab - your place on this page is saved.

1
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Awards & recognition
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Live demo - open to all Kerfuffle members

See how agentPay automates rental collection and reconciliation for a UK lettings portfolio.

A 30-minute walkthrough of agentPay's automated payment collection, reconciliation, fee charging, and arrears management - with a time saving calculation for your current portfolio.

On demand
Book now
30 min + Q&A
Kerfuffle team

agentPay - a practical walkthrough for UK estate agents

A 30-minute demonstration of agentPay covering the Open Banking payment flow, automatic reconciliation, fee charging automation, arrears detection, landlord statement generation, and how the platform integrates with your existing bank account without requiring any change to your banking structure.

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Kerfuffle Team
Your account manager - member advisory
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Rent reconciliation was consuming two full days every month for our property management team. agentPay reduced that to less than two hours. The fee charging is now automatic and consistent across our 400-property portfolio. The Open Banking approach is simpler for tenants than direct debit and we have fewer payment failures.
Director, lettings agency West Midlands
Frequently asked questions

What lettings agents ask about agentPay.

Do we need to change our bank account to use agentPay?
No. agentPay is designed to work alongside your existing bank account and client account structure. You connect your existing account via Open Banking. No banking changes are required.
How does Open Banking payment collection work for tenants?
Tenants receive a payment request and authorise the payment via their own banking app using Face ID or fingerprint. The payment is initiated directly from their account to yours via the Open Banking network - no card details are stored.
What happens when a payment fails or a tenant is in arrears?
agentPay's automated reconciliation identifies failed or short payments immediately. Your team receives an arrears alert in the dashboard, enabling same-day follow-up rather than end-of-month discovery.
Can agentPay handle different management fee structures across the portfolio?
Yes. agentPay supports multiple fee structures within the same portfolio. Each tenancy's fee arrangement is configured individually and charged automatically every month.
How does the minimum charge of £199 per month work?
The minimum charge of £199 per month includes up to 60 tenancies. The per-tenancy rate of £3.50 applies to tenancies above 60. For larger portfolios, the rate reduces with scale - the agentPay team will provide a specific quote for your portfolio size.
How do we access the Kerfuffle member deal?
Book through this page and your Kerfuffle account manager will introduce you to the agentPay team for a portfolio review and time-saving calculation.
About agentPay

Open Banking-powered payment automation for UK letting agents.

agentPay was built to eliminate the most time-consuming recurring process in UK lettings: manual rental reconciliation. By combining Open Banking payment collection with automated matching, fee charging, and statement generation, agentPay gives lettings teams back the hours they currently spend every month on work that technology can do more accurately and consistently.

Open Banking
Powered by Open Banking - no card processing fees
Automated
Reconciliation, fees and statements automated
From £3.50
Per tenancy - reduces with portfolio scale
Keep
No need to change your existing bank account
Pays You Back

agentPay on Compare The PropTech

agentPay is featured on Compare The PropTech alongside hundreds of other UK proptech suppliers. Kerfuffle members can view verified reviews, compare suppliers, and see which tools qualify for PropTech That Pays Back - the initiative that rewards estate agents with kredits for the tools they actually use.

Browse PropTech That Pays Back → Register your agency →

Manual rent reconciliation is consuming time your property management team should be spending on growth.

agentPay automates it with Open Banking. One conversation with Kerfuffle to calculate the time saving for your portfolio.

Want to talk through how agentPay would work for your team?

Grab fifteen minutes with the Kerfuffle team. We will walk you through the member offer, answer your questions, and figure out the best fit for your agency.

Book a Zoom with Kerfuffle →