K Compare The PropTech
Identity and presence supplier

Where this supplier sharpens how your agency shows up — what to look for.

A branded agency wins the instruction before the valuation. An unbranded one wins it on the sixth call back.
#339 ON KERFUFFLE
See full Kerfuffle profile - 2 reviews →
Kerfuffle & Compare The PropTech Partner

Every property sale your team completes is a mortgage referral that either goes to your business or disappears to a comparison website. Home of Mortgages keeps that revenue inside your agency.

Home of Mortgages is a specialist mortgage referral and advisory service built for UK estate agents. They place a fully functional online mortgage booking system on your website, keep your negotiators informed with best buy updates, and handle every mortgage and protection case with a team of expert brokers with access to over 10,000 products.

10k+
10,000+ products
Mortgage products across the whole market
BTL
Buy-to-let experts
Specialist buy-to-let mortgage advice for landlords
Weekly
Weekly updates
Best buy rates delivered to your negotiators each week
Your
Your brand
The booking system sits on your website under your name
The mortgage referral problem

Your clients are getting mortgages. You are just not benefiting from the referral.

Every buyer who comes through your agency needs a mortgage. Without a structured referral process, a specialist broker team, and an online booking tool on your website, that revenue goes elsewhere - to a comparison site, a bank branch, or a friend with an IFA.

"Our negotiators mention mortgages but they cannot answer any questions."

Without regular best buy updates and a clear referral process, your team mentions mortgages once at the offer stage and hopes for the best. Home of Mortgages gives negotiators the information and the system to make a confident referral at the right moment.

"We lose mortgage referral income every single month but have no idea how much."

Every sale is a missed referral fee if the buyer goes to their bank or a comparison website. Without a structured process, you cannot track what you are losing - only that you are losing it.

"Our buy-to-let landlords go to their own broker and we never hear about the remortgage."

Portfolio landlords are some of the highest-value clients in the mortgage market. Home of Mortgages has specialist buy-to-let expertise that gives your agency the ability to handle complex landlord cases professionally.

"We tried an in-house mortgage adviser but the leads were inconsistent."

Managing an employed mortgage adviser is expensive and inconsistent. Home of Mortgages provides the team, the system, and the product access without the overhead of employment.

How Home of Mortgages works for your agency

Six ways Home of Mortgages turns every property sale into a mortgage referral opportunity.

Home of Mortgages positions itself as your designated guide in the financial world - giving your team the knowledge, the tools, and the specialist support to make mortgage referrals a consistent revenue stream.

1

Online mortgage booking system

A fully branded online mortgage booking tool is integrated into your website. Buyers and vendors can request mortgage advice directly from your agency's site, with all enquiries handled by the Home of Mortgages specialist broker team.

2

Weekly best buy updates

Your negotiators receive weekly updates on the best available mortgage rates, allowing them to have informed, confident conversations with buyers at the point of offer. Knowing the rates makes the referral feel natural rather than forced.

3

Specialist broker team

Every mortgage enquiry is handled by qualified specialist brokers with whole-of-market access to over 10,000 products. Your clients receive professional advice and your referral fee is protected.

4

Buy-to-let expertise

Home of Mortgages has specific expertise in buy-to-let mortgage advice for experienced landlords and portfolio investors. This expertise allows your agency to handle complex cases that a generalist referral service cannot.

5

Mortgage industry news

Weekly property and mortgage market news is delivered to your team, keeping negotiators informed about market movements and giving them talking points that reinforce their value in buyer conversations.

6

Lender relationship access

The Home of Mortgages team has established relationships with lenders across the market. This means complex cases and unusual property types that high-street banks would decline can still be placed by your referral partner.

Getting started with Home of Mortgages

Five steps from first conversation to mortgage referral income flowing into your agency.

Setting up a Home of Mortgages partnership is designed to be simple. The mortgage booking system is installed on your website, your team is briefed, and referrals start from day one.

1

Referral process consultation

The Home of Mortgages team reviews your current referral process and identifies the points in the buyer journey where mortgage conversations naturally arise and where income is currently being lost.

2

Website booking tool installation

The online mortgage booking system is integrated into your website under your agency's branding. Buyers arriving on your site can request mortgage advice directly.

3

Negotiator briefing

Your team receives a briefing on how to introduce mortgage referrals at the offer stage, how the booking system works, and what to expect from the weekly best buy updates.

4

First referrals and client introductions

Your negotiators start making referrals. Every client referred receives a professional response from the Home of Mortgages specialist broker team within a defined timeframe.

5

Ongoing tracking and fee reporting

Referral activity, completed mortgage cases, and referral income are tracked and reported back to your agency on a regular basis.

The Kerfuffle member offer

Kerfuffle members get a direct conversation to find out exactly what mortgage referral income your agency could be generating.

Home of Mortgages works with estate agencies of all sizes across the UK. Kerfuffle members get a no-obligation audit of their current referral activity and a projection of potential income.

What Kerfuffle members get

  • Mortgage referral income audit based on your current sales volume
  • Website mortgage booking tool installation under your agency branding
  • Weekly best buy updates for your negotiator team
  • Access to 10,000+ mortgage products via specialist broker team
  • Member-only commercial terms reviewed by your Kerfuffle account manager
Kerfuffle member route

Standard route

Off-the-shelf pricing

Your terms, reviewed before you sign

Bespoke
Revenue share model - earn from referrals

Home of Mortgages operates on a revenue share basis. You earn from every completed mortgage case. Kerfuffle members receive the full commercial structure before committing.

More on Kerfuffle

Dig into the data before you book a demo.

Home of Mortgages's full Kerfuffle profile has 2 verified agent reviews, awards history, and supplier overview. Open in a new tab - your place on this page is saved.

2
Verified agent reviews
Real agents, real ratings →
Awards & recognition
Kerfuffle recognition →
Supplier overview
Background & product details →
Full Kerfuffle profile
Integrations, overview, news →

Already a Kerfuffle member? Write a review of Home of Mortgages →

Live demo - open to all Kerfuffle members

Find out how much mortgage referral income your agency is currently leaving on the table.

A 30-minute conversation covering the mortgage booking system, how best buy updates work for your team, and a projection of potential referral income based on your current sales volume.

On demand
Book now
30 min + Q&A
Kerfuffle team

Home of Mortgages - a practical walkthrough for UK estate agents

The Home of Mortgages team will review your current process, show how the online booking system works, and provide a realistic estimate of the mortgage referral income your agency could generate each year based on your completed sales.

K
Kerfuffle Team
Your account manager - member advisory
Book a Zoom with Kerfuffle
We had been making informal mortgage referrals for years but had no way to track the income or ensure every buyer was being referred. Home of Mortgages gave us a system that made the referral automatic, the income visible, and our negotiators confident enough to have the conversation at the right moment.
Sales Director, independent estate agency North West England
Frequently asked questions

What estate agents ask about mortgage referral partnerships.

Do we need a Financial Conduct Authority permission to refer mortgages?
You need to be registered as an appointed representative of a mortgage network or hold your own FCA permissions to earn referral fees. Home of Mortgages can advise on the correct regulatory structure for your agency.
How does the booking system integrate with our website?
The mortgage booking system is a widget or embedded form that the Home of Mortgages technical team installs on your existing website. It works with most major website platforms and typically takes less than a day to set up.
What happens to the mortgage enquiry after it is submitted?
The enquiry goes directly to the Home of Mortgages specialist broker team, who contact the client within a defined timeframe to start the advice process. You receive notification that the referral has been made and can track the progress.
Can we refer buy-to-let landlords as well as residential buyers?
Yes. Home of Mortgages has specific buy-to-let expertise and access to the specialist lenders that residential-only brokers often cannot access. This makes them particularly well suited to agencies with a significant landlord client base.
How are referral fees structured?
Referral fees are paid per completed mortgage case. The exact structure depends on the product type and loan size. Kerfuffle members get a full commercial breakdown before committing.
How do we access the Kerfuffle member deal?
Book through this page and your Kerfuffle account manager will introduce you to the Home of Mortgages team with the commercial terms ready to review.
About Home of Mortgages

Your designated guide in the financial world - built for UK estate agents.

Home of Mortgages was built specifically to serve UK estate agencies that want to make mortgage referrals a professional, consistent, and meaningful revenue stream. Their combination of an online booking tool, a specialist broker team with whole-of-market access, and weekly best buy updates for negotiators gives agencies of every size the infrastructure to compete with the large corporates that have had in-house financial services for decades.

10,000+
Mortgage products available across the whole market
BTL
Specialist buy-to-let mortgage expertise
Weekly
Best buy rate updates for your negotiators
Your
Booking system under your agency's brand
Pays You Back

Home of Mortgages on Compare The PropTech

Home of Mortgages is featured on Compare The PropTech alongside hundreds of other UK proptech suppliers. Kerfuffle members can view verified reviews, compare suppliers, and see which tools qualify for PropTech That Pays Back - the initiative that rewards estate agents with kredits for the tools they actually use.

Browse PropTech That Pays Back → Register your agency →

Every completed sale your team does without a mortgage referral is income you have already decided not to earn.

Home of Mortgages makes the referral systematic, the income trackable, and the client experience professional. One conversation to find out how much your agency is missing.

Want to talk through how Home of Mortgages would work for your team?

Grab fifteen minutes with the Kerfuffle team. We will walk you through the member offer, answer your questions, and figure out the best fit for your agency.

Book a Zoom with Kerfuffle →