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Housing Hand is the UK's largest rent guarantor service, acting as professional guarantor for students and international tenants who cannot provide a qualifying UK guarantor. Their guarantee covers full rent, damages and dilapidation costs - backed by quality insurance companies. Over 100,000 tenants supported. Used by major UK universities and letting agents nationwide.
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A significant proportion of students, young professionals and international tenants cannot provide the UK-based guarantor most landlords require. Without a solution, these tenants cannot rent privately - and agents lose completable tenancies. Housing Hand closes this gap.
An international tenant without a UK guarantor is conventionally unplaceable. Housing Hand acts as the professional guarantor, backed by insurance, enabling the tenancy to proceed with full financial protection for the landlord.
Family guarantors overseas are not accepted by most UK referencing companies. Housing Hand replaces the family guarantor with a professional UK-regulated service that referencing companies like HomeLet and Lettings Hub accept.
A 20% fall-through rate at guarantor stage represents significant lost revenue. Housing Hand converts the majority of these applications into completed tenancies without the agent or landlord taking on additional financial risk.
Housing Hand's Only My Share product allows tenants in shared properties to guarantee only their portion of the rent rather than the full joint liability - reducing the financial barrier for both the tenant and their family.
Housing Hand acts as a professional rent guarantor backed by insurance, replacing the need for a qualifying UK-based individual guarantor. Their service is designed for the student and professional rental market.
Housing Hand provides a formal rent guarantee to the landlord and letting agent. They are accepted as a guarantor by major referencing companies including HomeLet and Lettings Hub, meeting the standard requirement for UK-based guarantor cover.
The Housing Hand guarantee covers the full rent amount, plus damages and dilapidation costs incurred during the tenancy. This is comprehensive cover, not just a deposit top-up.
Housing Hand is the official guarantor partner for dozens of UK universities, including the University of Birmingham and many others. Their service is signposted to students through the institution's own accommodation guidance.
For students in shared properties subject to joint and several liability, Only My Share protects the tenant from having to pay co-tenants' rent arrears. For £16 per month, Housing Hand covers up to £20,000 of housemate arrears in a 12-month tenancy.
Housing Hand's liabilities as guarantor are backed by quality insurance companies. Landlords and agents dealing with Housing Hand as guarantor can be confident the cover is underwritten, not just promised.
Housing Hand is specifically set up to be referenced through the major UK referencing companies. Agents do not need to explain or negotiate the status of Housing Hand as guarantor - it is pre-integrated with the referencing process.
A student or international tenant passes affordability checks but cannot provide a qualifying UK guarantor. Instead of turning them away, you offer Housing Hand as a solution.
The tenant applies to Housing Hand online, selecting their University or institution if applicable. The fee is calculated based on their annual rent amount.
Housing Hand provides the formal guarantor documentation. This is referenced through the standard referencing process - HomeLet, Lettings Hub, Rent4Sure and others accept Housing Hand as guarantor.
The tenancy goes ahead with the Housing Hand guarantee in place from day one. Full rent, damages and dilapidation are covered for the duration of the guarantee period.
If the tenant defaults on rent or causes damage, Housing Hand's credit control team works with the tenant first. If the tenant cannot pay, the guarantee is invoked and the landlord is protected.
Housing Hand is featured on Compare The PropTech and Kerfuffle. Kerfuffle members get a structured conversation about what Housing Hand can do for their business before committing to anything.
Commercial conversation first
Housing Hand's fee is paid by the tenant (calculated as a percentage of annual rent). There is no cost to the agent. Kerfuffle members discuss the partnership model with their account manager.
Housing Hand's full Kerfuffle profile has 5 verified agent reviews, full profile, awards history and case studies. Open in a new tab - your spot on this page is saved.
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Housing Hand is the UK's number one rent guarantor service, with over 100,000 tenants supported across the UK. As the official guarantor partner for dozens of UK universities, Housing Hand has become the standard solution for student and international tenant applications that stall at the guarantor stage. Their liabilities as guarantor are backed by quality insurance companies, and their status is accepted by major UK referencing providers. With 5 Kerfuffle reviews and 635 Google reviews at 3.4 stars, Housing Hand is the established leader in professional rent guarantor services.
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