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Featured on Compare The PropTech & Kerfuffle

Professional rent guarantor cover that turns unplaceable tenants into completed tenancies

Housing Hand is the UK's largest rent guarantor service, acting as professional guarantor for students and international tenants who cannot provide a qualifying UK guarantor. Their guarantee covers full rent, damages and dilapidation costs - backed by quality insurance companies. Over 100,000 tenants supported. Used by major UK universities and letting agents nationwide.

100,
100,000+
Tenants supported
635+
635+
Google reviews
UK N
UK No.1
Rent guarantor service
Back
Backed by
Quality insurance companies

Your Kerfuffle presence vs the rest of the web

Kerfuffle
5
reviews - rated
Google
635
reviews - 3.4 stars

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The guarantor gap

Students and international tenants fail referencing because they have no qualifying UK guarantor - and the tenancy falls through.

A significant proportion of students, young professionals and international tenants cannot provide the UK-based guarantor most landlords require. Without a solution, these tenants cannot rent privately - and agents lose completable tenancies. Housing Hand closes this gap.

"The international student passed referencing but has no UK guarantor - we had to turn them away."

An international tenant without a UK guarantor is conventionally unplaceable. Housing Hand acts as the professional guarantor, backed by insurance, enabling the tenancy to proceed with full financial protection for the landlord.

"The landlord insists on a guarantor. The tenant's family is overseas."

Family guarantors overseas are not accepted by most UK referencing companies. Housing Hand replaces the family guarantor with a professional UK-regulated service that referencing companies like HomeLet and Lettings Hub accept.

"We lose 20% of student tenancy applications at the guarantor stage."

A 20% fall-through rate at guarantor stage represents significant lost revenue. Housing Hand converts the majority of these applications into completed tenancies without the agent or landlord taking on additional financial risk.

"The student's parents can't afford to guarantee the full rent."

Housing Hand's Only My Share product allows tenants in shared properties to guarantee only their portion of the rent rather than the full joint liability - reducing the financial barrier for both the tenant and their family.

How Housing Hand works

Six ways Housing Hand converts difficult tenancy applications into completed lettings.

Housing Hand acts as a professional rent guarantor backed by insurance, replacing the need for a qualifying UK-based individual guarantor. Their service is designed for the student and professional rental market.

1

Professional UK rent guarantor service

Housing Hand provides a formal rent guarantee to the landlord and letting agent. They are accepted as a guarantor by major referencing companies including HomeLet and Lettings Hub, meeting the standard requirement for UK-based guarantor cover.

2

Full rent, damages and dilapidation cover

The Housing Hand guarantee covers the full rent amount, plus damages and dilapidation costs incurred during the tenancy. This is comprehensive cover, not just a deposit top-up.

3

University and institution partnerships

Housing Hand is the official guarantor partner for dozens of UK universities, including the University of Birmingham and many others. Their service is signposted to students through the institution's own accommodation guidance.

4

Only My Share product for shared properties

For students in shared properties subject to joint and several liability, Only My Share protects the tenant from having to pay co-tenants' rent arrears. For £16 per month, Housing Hand covers up to £20,000 of housemate arrears in a 12-month tenancy.

5

Insurance-backed guarantor status

Housing Hand's liabilities as guarantor are backed by quality insurance companies. Landlords and agents dealing with Housing Hand as guarantor can be confident the cover is underwritten, not just promised.

6

Integrated with referencing companies

Housing Hand is specifically set up to be referenced through the major UK referencing companies. Agents do not need to explain or negotiate the status of Housing Hand as guarantor - it is pre-integrated with the referencing process.

How it works for letting agents

From unplaceable tenant to completed tenancy - five steps.

1

Tenant fails at guarantor stage

A student or international tenant passes affordability checks but cannot provide a qualifying UK guarantor. Instead of turning them away, you offer Housing Hand as a solution.

2

Tenant applies to Housing Hand

The tenant applies to Housing Hand online, selecting their University or institution if applicable. The fee is calculated based on their annual rent amount.

3

Housing Hand accepted as guarantor

Housing Hand provides the formal guarantor documentation. This is referenced through the standard referencing process - HomeLet, Lettings Hub, Rent4Sure and others accept Housing Hand as guarantor.

4

Tenancy proceeds with full cover in place

The tenancy goes ahead with the Housing Hand guarantee in place from day one. Full rent, damages and dilapidation are covered for the duration of the guarantee period.

5

Claims handled by Housing Hand if needed

If the tenant defaults on rent or causes damage, Housing Hand's credit control team works with the tenant first. If the tenant cannot pay, the guarantee is invoked and the landlord is protected.

The Kerfuffle member offer

What Kerfuffle members get with Housing Hand

Housing Hand is featured on Compare The PropTech and Kerfuffle. Kerfuffle members get a structured conversation about what Housing Hand can do for their business before committing to anything.

What Kerfuffle members get with Housing Hand

  • Member-only commercial discussion via your Kerfuffle AM
  • Clear referral process for student and international tenants
  • Access to Housing Hand's university partnership network
  • Guidance on Only My Share for shared property applications
Kerfuffle member route

Commercial conversation first

Member terms
Reviewed before you commit

Housing Hand's fee is paid by the tenant (calculated as a percentage of annual rent). There is no cost to the agent. Kerfuffle members discuss the partnership model with their account manager.

More on Kerfuffle

Dig into the data before you book a demo.

Housing Hand's full Kerfuffle profile has 5 verified agent reviews, full profile, awards history and case studies. Open in a new tab - your spot on this page is saved.

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Live demo - open to all Kerfuffle members

See Housing Hand in action before you commit to anything.

Book a direct conversation with the Housing Hand team through Kerfuffle. Your Kerfuffle account manager can be part of the discussion - so you have an independent advocate in the room.

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Housing Hand - a practical session for UK property professionals

Housing Hand is the UK's number one rent guarantor service, with over 100,000 tenants supported across the UK. As the official guarantor partner for dozens of UK universities, Housing Hand has become the standard solution for student and international tenant applications that sta...

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Frequently asked questions

What agents ask before they get started with Housing Hand.

Who is Housing Hand for?
Housing Hand is primarily for students, international tenants and young professionals who cannot provide a qualifying UK-based individual guarantor. This is one of the most common reasons tenancy applications stall or fall through.
How is Housing Hand's fee calculated?
Housing Hand's fee is typically 5% of the annual tenancy rent (paid upfront) or 5.5% if paid in 12 monthly instalments. A minimum fee of £295 applies. The fee is paid by the tenant, not the agent or landlord.
Is Housing Hand accepted by referencing companies?
Yes. Housing Hand is specifically set up to be accepted by major referencing companies including HomeLet, Lettings Hub and Rent4Sure. Agents do not need to negotiate Housing Hand's status - it is a recognised professional guarantor service within the referencing process.
What does the Housing Hand guarantee actually cover?
The guarantee covers full rent arrears, damages and dilapidation costs incurred by the tenant during the tenancy. It is comprehensive cover - not just a deposit supplement.
What is Only My Share?
Only My Share is a Housing Hand product for students in shared properties with joint and several liability. For £16 per month, Housing Hand protects the tenant from having to pay co-tenants' rent arrears - covering up to £20,000 of housemate arrears in a 12-month tenancy.
Does Housing Hand work for all types of student accommodation?
Housing Hand works for private rented accommodation - houses, flats and student properties let by agents and private landlords. It does not typically apply to university-managed halls of residence, which have their own accommodation agreements.
About Housing Hand

Housing Hand on Kerfuffle - the numbers.

Housing Hand is the UK's number one rent guarantor service, with over 100,000 tenants supported across the UK. As the official guarantor partner for dozens of UK universities, Housing Hand has become the standard solution for student and international tenant applications that stall at the guarantor stage. Their liabilities as guarantor are backed by quality insurance companies, and their status is accepted by major UK referencing providers. With 5 Kerfuffle reviews and 635 Google reviews at 3.4 stars, Housing Hand is the established leader in professional rent guarantor services.

100,000+
Tenants supported
635+
Google reviews
UK No.1
Rent guarantor service
Backed by
Quality insurance companies
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