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32#32 ON KERFUFFLE
Featured on Compare The PropTech & Kerfuffle

Tenant referencing that completes the same day - and rent guarantee that means what it says

Let Alliance is one of the UK's largest lettings service specialists. Their same-day referencing uses Open Banking to analyse a tenant's full credit file and rental payment history in real time - no waiting for employer references, no manual bank statement requests. Add rent guarantee, landlord insurance and utilities into a single partner relationship. 44 Kerfuffle reviews at 5.0 stars and 4,405 Google reviews at 4.8 stars.

4,40
4,405+
Google reviews at 4.8 stars
5.0
5.0
Stars on Kerfuffle
Same
Same day
Referencing turnaround
3,70
3,700+
Letting agent partners

Your Kerfuffle presence vs the rest of the web

Kerfuffle
44
reviews - 5.0 stars
Google
4,405
reviews - 4.8 stars

You have 4,405 reviews sitting outside Kerfuffle.
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The referencing and revenue problem

Slow referencing delays move-ins. Inadequate rent guarantee leaves landlords unprotected. Both erode your landlord relationships.

Lettings is a service business. The three moments that damage your landlord relationships most are: a delayed move-in caused by slow referencing, a rent guarantee claim that doesn't pay out, and a landlord who had to find their own insurance. Let Alliance addresses all three.

"We've been waiting 10 days for the employer reference and the landlord is furious."

Manual employer referencing takes days that no one has. Let Alliance's Open Banking integration replaces employer references with real-time income verification, cutting referencing to hours rather than days.

"The rent guarantee didn't cover us because the reference was done differently."

Rent guarantee insurance that does not pay out is worse than no cover. Let Alliance's referencing and rent guarantee are designed to work together, with each reference fully underwritten.

"We're losing landlords to agents who offer a full protection package."

Agents who can offer referencing, rent guarantee and landlord insurance in one conversation retain landlords. Let Alliance gives you all of these through a single partnership.

"Our referencing company missed that the tenant had a CCJ 2 years ago."

Partial referencing creates risk for landlords and agents. Let Alliance analyses full credit files with real-time data from TransUnion and Open Banking, not just publicly available CCJ records.

How Let Alliance works for letting agents

Six services that turn your lettings business into a complete landlord protection platform.

Let Alliance operates as a single partner for everything that happens after a tenancy is agreed: referencing, insurance, utilities and rent protection all flow through one relationship.

1

Same-day tenant referencing

Open Banking integration gives Let Alliance real-time access to a tenant's income history and rental payment record - with the tenant's permission. References that previously took 5-10 days now complete the same day, reducing void periods and giving landlords faster certainty.

2

Full credit file analysis

Let Alliance works with TransUnion to access complete credit histories, not just publicly available CCJ data. Every reference includes a proper financial picture of the tenant, reducing the risk of placing someone who will default.

3

Rent guarantee insurance

Let Alliance's rent guarantee covers landlords against tenant default. Because the referencing and insurance are designed together, claims are properly underwritten from the start - not contested later.

4

Landlord buildings and contents insurance

Purpose-built landlord insurance with nil excess options, accidental damage cover, £5 million legal liability, and up to 90 days unoccupancy cover. Underwritten specifically for the rental sector.

5

Tenant and utilities services

Let Alliance connects tenants with energy, TV and broadband suppliers at competitive rates, while providing landlords with tenant insurance options. A broader service for tenants means smoother move-ins and fewer calls to your office.

6

Agent revenue and support

Letting agents who partner with Let Alliance earn revenue from referencing and insurance products. A dedicated customer development team supports the relationship and trains your staff on the product range.

How it works for your lettings team

From new tenancy to protected landlord - five steps.

1

Tenant applies and Open Banking is offered

When a tenancy is agreed, you initiate the Let Alliance reference. The tenant authorises Open Banking access in minutes from their phone - no paperwork, no manual document upload required.

2

Full credit and income check completes same day

Let Alliance's platform analyses the tenant's full credit file and income history in real time. Where the reference is straightforward, it completes the same day.

3

Rent guarantee and insurance presented

Once referenced, Let Alliance presents the landlord with rent guarantee and insurance options scoped to that specific tenant and property. You earn on each product placed.

4

Landlord covered before keys handed over

The landlord's rent guarantee and building insurance are confirmed before the tenancy starts. There is no gap in cover and no period where the landlord is relying on a promise rather than a policy.

5

Ongoing claims and support handled by Let Alliance

Any rent guarantee claims, insurance queries or tenant issues go directly to Let Alliance's specialist team. Your involvement as the managing agent is minimised. The landlord is served by a dedicated team.

The Kerfuffle member offer

What Kerfuffle members get with Let Alliance

Let Alliance is featured on Compare The PropTech and Kerfuffle. Kerfuffle members get a structured conversation about what Let Alliance can do for their business before committing to anything.

What Kerfuffle members get with Let Alliance

  • Dedicated customer development manager for your branch
  • Member-only commercial terms reviewed by your Kerfuffle AM
  • Full training for your lettings team on the product range
  • Priority access to new product releases and market data
Kerfuffle member route

Commercial conversation first

Member terms
Reviewed before you commit

Let Alliance's revenue model means letting agents earn on every reference and insurance product placed. Kerfuffle members discuss the revenue structure with their account manager before committing to a partnership.

More on Kerfuffle

Dig into the data before you book a demo.

Let Alliance's full Kerfuffle profile has 44 verified agent reviews, full profile, awards history and case studies. Open in a new tab - your spot on this page is saved.

44
Verified agent reviews
Real agents, real ratings
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Kerfuffle profile
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#32
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Live demo - open to all Kerfuffle members

See Let Alliance in action before you commit to anything.

Book a direct conversation with the Let Alliance team through Kerfuffle. Your Kerfuffle account manager can be part of the discussion - so you have an independent advocate in the room.

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30 min + Q&A

Let Alliance - a practical session for UK property professionals

Let Alliance is part of the Barbon Insurance Group and has been serving the private rental sector for over a decade. With 44 Kerfuffle reviews at a perfect 5.0 stars and 4,405 Google reviews at 4.8 stars, Let Alliance sits among the highest-rated lettings service providers in the...

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Frequently asked questions

What agents ask before they get started with Let Alliance.

What is same-day referencing and how does it work?
Same-day referencing uses Open Banking to give Let Alliance real-time access to a tenant's bank transactions - with the tenant's explicit permission. This allows income verification and rental payment history to be confirmed within hours rather than days, replacing the manual process of requesting employer references and bank statements.
Is Open Banking mandatory for tenants?
No. Open Banking is offered to tenants as the faster option. Tenants who do not wish to use Open Banking can still provide traditional documents - bank statements, employer references and the like. The process takes longer in that case.
Does the rent guarantee pay out if the reference was done through Let Alliance?
Yes - Let Alliance's rent guarantee is designed specifically to work with their own referencing. Because each reference is fully underwritten as it is completed, claims are not contested on the grounds that the reference was inadequate.
Can we offer Let Alliance products without being their exclusive referencing partner?
Let Alliance offers flexible arrangements. Discuss the structure with your Kerfuffle account manager - the commercial terms depend on the volume of referencing and insurance business you expect to place.
What landlord insurance cover levels are available?
Let Alliance offers buildings cover up to £500,000 as standard (up to £1 million on request), nil, £250 or £500 excess options, accidental damage, landlord legal liability up to £5 million, loss of rent cover and up to 90 days unoccupancy cover. Portfolio cover is available for landlords with multiple properties.
How do agents earn on Let Alliance products?
Letting agents earn referral income on referencing fees, rent guarantee premiums and insurance policies placed through the Let Alliance platform. The revenue per tenancy depends on the products placed. Your customer development manager will walk through the numbers before you commit.
About Let Alliance

Let Alliance on Kerfuffle - the numbers.

Let Alliance is part of the Barbon Insurance Group and has been serving the private rental sector for over a decade. With 44 Kerfuffle reviews at a perfect 5.0 stars and 4,405 Google reviews at 4.8 stars, Let Alliance sits among the highest-rated lettings service providers in the UK. Their same-day referencing product, launched in partnership with TransUnion, is one of the most significant changes to the referencing process in a generation.

4,405+
Google reviews at 4.8 stars
5.0
Stars on Kerfuffle
Same day
Referencing turnaround
3,700+
Letting agent partners
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Ready to see what Let Alliance can do for your agency?

Book a quick Zoom with the Kerfuffle team. We will walk you through what Let Alliance offers, what Kerfuffle members get, and whether it is a fit for your business.

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Grab fifteen minutes with the Kerfuffle team. We will walk you through the member offer, answer your questions, and figure out the best fit for your branch.

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