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##241 ON KERFUFFLE
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Your tenant referencing is missing the detail that prevents a bad tenancy. Letmojo combines 25 years of referencing expertise with modern open banking technology to give letting agents the full picture on every applicant.

Letmojo is a UK tenant referencing specialist founded by the senior management team behind Rent Shield Direct, bringing 25 years of combined experience in professional referencing. Letmojo provides full referencing -- employment verification, income and affordability assessment, previous landlord reference, credit search and right to rent -- with a people-led approach that automated platforms cannot match. Approved by Alan Boswell Group for use with their Rent Guarantee products.

19
19 Kerfuffle reviews
4.9 star average
25yr
25 years referencing experience
Built by the Rent Shield Direct team
Full
Full referencing service
Not just a credit search
241
Rank #241
On Kerfuffle
The tenant referencing problem

Automated referencing platforms can pass a bad tenant applicant that a human reviewer would reject. The technology is faster but the outcome is what matters.

Tenant referencing in the UK has shifted heavily towards automated platforms driven by open banking and credit checks. These platforms are faster and cheaper -- but they miss the detail. An applicant who is about to leave their job, whose previous landlord would say they were difficult, or whose affordability calculation is technically compliant but practically marginal, can pass an automated reference that a professional reviewer would query.

"We had a tenant pass a standard reference and default within three months."

A reference that only checks what a credit bureau knows and what a bank statement shows is not a full picture. Employment verification by phone, previous landlord conversation and income assessment by an experienced reviewer catches the applications that the algorithm misses.

"We do not have a Rent Guarantee provider who accepts our current references."

Letmojo is approved by Alan Boswell Group as a referencing provider for their Rent Guarantee products. Agencies using Letmojo can offer landlords a route to Rent Guarantee cover without switching referencing provider.

"Our right to rent process is inconsistent across the team."

Right to rent checking requirements are detailed and change periodically. Letmojo's right to rent service includes document type verification, biometric ID check by facial comparison and a reminder service for time-limited right to rent. The process is consistent and documented.

"Our landlords ask for a full reference but we give them a credit search."

There is a significant difference between a credit search and a full reference. Letmojo provides full referencing -- employer contact, income verification, previous landlord reference and credit search -- so your landlords get a complete picture, not just a score.

What Letmojo does

Six referencing services that give letting agents the full tenant picture.

Letmojo combines modern technology with experienced human reviewers to produce references that automated platforms cannot match.

1

Full tenant referencing

Letmojo's core service: employment verification by direct employer contact, income and affordability assessment, previous landlord reference, credit search and right to rent check. The full picture on every applicant.

2

Open banking income verification

Letmojo uses open banking to verify applicant income and affordability quickly and accurately. Bank statement data combined with employment verification gives a complete affordability assessment.

3

Right to rent checking

Document type verification, biometric facial ID check comparing selfie to document photograph, and a reminder service for time-limited right to rent. Compliant, documented and consistent across every application.

4

Credit search

Experian credit search available as a standalone product for landlords and agents who want a baseline check alongside their own referencing process.

5

Guarantor referencing

Letmojo provides standalone guarantor referencing for applicants who require a guarantor, using the same full referencing process applied to the tenant.

6

Rent Guarantee connection

Letmojo's references are approved by Alan Boswell Group for use with their Rent Guarantee products. Your landlords can add Rent Guarantee cover to a Letmojo-referenced tenancy.

Your workflow with Letmojo

From application to completed reference in five steps.

Letmojo combines a modern platform with experienced reviewers. The process is fast where technology can accelerate it, and thorough where it matters.

1

Application submitted

The tenant applicant completes the referencing application online. Letmojo collects the required information, ID documents and open banking consent from the applicant.

2

Income and affordability assessed

Open banking data is used to verify income and assess affordability. Letmojo's team reviews the data and contacts the employer directly if verification is required.

3

Previous landlord and employer contacted

Letmojo contacts the applicant's current employer and previous landlord by phone. This is the step that automated platforms skip -- and the one that catches the applications worth querying.

4

Reference compiled and issued

A detailed reference report is compiled and issued to the letting agent and landlord. The report covers every checked element, with Letmojo's assessment included.

5

Rent Guarantee applied if required

If the landlord wants Rent Guarantee cover, Letmojo's approval by Alan Boswell Group makes this straightforward to arrange alongside the completed reference.

The Kerfuffle member offer

Kerfuffle members get Letmojo with commercial terms reviewed before anything is signed.

Letmojo is listed on Kerfuffle with 19 verified reviews and a 4.9 star average. Kerfuffle members get commercial terms reviewed before committing.

What Kerfuffle members get

  • Kerfuffle account manager involved in commercial discussion
  • Free initial trial period included
  • Rent Guarantee connection via Alan Boswell Group
  • Pricing reviewed against your referencing volume
Kerfuffle member route

Standard route

Off-the-shelf pricing

Your terms, reviewed before you sign

Bespoke deal

Letmojo pricing is per-reference. Kerfuffle members have terms reviewed before committing.

More on Kerfuffle

Read what letting agents say about Letmojo before you book.

Letmojo Ltd has 19 verified agent reviews on Kerfuffle with a 4.9 star average. Read what 19 verified UK letting agents say about Letmojo's referencing quality, people-led approach and the difference between a full reference and a credit search.

19
Verified agent reviews
4.9 stars →
Full Kerfuffle profile
Reviews, overview →

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See Letmojo Ltd in action

A walkthrough of Letmojo's referencing process and how it integrates with your lettings workflow.

Book a Zoom with Kerfuffle to discuss your current referencing process and how Letmojo's full-referencing approach would work for your agency.

On-demand session for Kerfuffle members

Book a Zoom with the Kerfuffle team. We will walk through Letmojo Ltd's product, the member offer and answer your questions before you speak to the supplier.

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Frequently asked questions

What agents ask before getting started with Letmojo Ltd.

What is the difference between a full reference and a credit search?
A credit search checks the applicant's credit history and electoral roll registration. A full reference includes employment verification by direct employer contact, income and affordability assessment, previous landlord reference and right to rent check. Letmojo's full reference gives you and your landlord the complete picture.
Is Letmojo approved for Rent Guarantee products?
Yes -- Letmojo is approved by Alan Boswell Group as a referencing provider for their Rent Guarantee products. Tenancies referenced by Letmojo are eligible for Alan Boswell Rent Guarantee cover.
How long does a full reference take?
Letmojo aims to complete full references within 24 to 48 hours for straightforward applications. The timeline depends on how quickly employers and previous landlords can be contacted.
Does Letmojo offer a free trial?
Yes -- Letmojo offers a free initial trial period so letting agents can assess the service quality before committing. Details are discussed during the onboarding conversation.
Can we use Letmojo for right to rent only?
Letmojo offers right to rent checking as a standalone service for agents who manage their own referencing but want compliant, documented right to rent checks with biometric verification.
How do we access Kerfuffle member terms?
Book a Zoom via the button on this page. Your Kerfuffle account manager will be involved in the commercial discussion before you commit.
About Letmojo Ltd

UK tenant referencing specialist with 25 years experience and Alan Boswell Rent Guarantee approval.

Letmojo was founded by the team behind Rent Shield Direct, bringing 25 years of combined tenant referencing experience to a modern platform that combines open banking with human-led verification. With 19 Kerfuffle reviews and a 4.9 star average, Letmojo has built a reputation on the quality that full referencing produces -- and the outcomes that automated-only platforms miss.

25yr
Combined referencing experience
4.9
Star average on Kerfuffle
Full
Full reference, not just a credit check
Approved
Alan Boswell Rent Guarantee approved
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A tenant who passes a credit check but fails a full reference is a tenancy problem waiting to happen.

Letmojo gives letting agents the complete tenant picture -- employment, income, previous landlord and right to rent -- backed by 25 years of referencing experience and approved for Rent Guarantee by Alan Boswell Group.