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Growing a property business takes capital -- but most agency owners do not know the full range of funding options available to them. Swoop Funding searches across a panel of lenders, equity providers and grants so you do not have to.

Swoop Funding is a UK financial technology platform and credit broker that matches businesses with finance -- from business loans and asset finance to equity investment and grants. One platform, broad panel, more options than a direct bank application surfaces. UK-registered and regulated. 13 Kerfuffle reviews. Designed to work alongside your existing accountant or adviser.

Broad
Broad funding panel
Loans, equity, grants and savings
UK
UK regulated
FCA-registered credit broker
13
13 Kerfuffle reviews
From the estate agent community
SME
SME-focused
Helping UK businesses access finance

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The business funding problem

A single bank's decision on your funding application is not a definitive answer on what finance is available to your business.

Swoop Funding searches across its panel of lenders, equity providers and grant agencies to surface options your business may not have known existed -- based on your financial profile, sector and growth stage.

"We need funding to open a second branch but we do not know where to start looking."

Branch expansion, technology investment and team growth all require capital. Swoop Funding searches across a panel of lenders to match your business with options that fit your financial profile and ambitions.

"We applied to one bank, got turned down and assumed that was the end of it."

A single bank's decision is not the full picture. Swoop Funding searches across multiple lenders, equity providers and grant agencies -- broadening the options significantly beyond what a direct bank application surfaces.

"We want to invest in new technology for the agency but cannot fund it from reserves."

Technology investment -- new CRM, PropTech tools, website rebuild -- is a capital decision for many agencies. Swoop Funding can identify equipment and technology finance products suited to this type of investment.

"Our accountant handles our finances but does not specialise in accessing business lending."

Swoop Funding works alongside businesses and their existing advisors -- accountants, financial advisers and brokers. It adds funding access capability without replacing the relationships you already have.

How Swoop Funding works for your agency

Six types of funding and financial product that Swoop searches on your behalf.

Swoop is a credit broker, not a lender. It searches its panel of providers to match your business with the right type of finance for your specific situation.

1

Business loans

Swoop searches its panel of UK lenders for business loan options matched to your profile. Short-term, long-term, secured and unsecured options are available depending on your business circumstances and credit profile.

2

Asset and equipment finance

Finance options for equipment, technology and asset purchases. Relevant for estate agents investing in PropTech tools, hardware or branch fit-out without deploying working capital.

3

Equity investment matching

Swoop connects businesses seeking equity investment with angel investors, venture capital and other equity providers. Relevant for property businesses at growth or scale-up stage.

4

Grant identification

Swoop searches for grants available to your business based on sector, location and growth stage. Grants do not need to be repaid -- and many businesses are unaware of what they qualify for.

5

Savings and cost reduction

Beyond funding, Swoop identifies savings products and cost reduction opportunities across energy, banking and insurance. A broader financial health review alongside the funding search.

6

Advisor collaboration

Swoop works alongside businesses and their existing advisors -- accountants, IFAs and brokers. Your existing relationships stay in place; Swoop adds the funding search capability.

Getting started with Swoop Funding

From registration to funding options on the table -- five steps.

Swoop's platform collects your business information and runs the matching process across its panel. No obligation until you choose to proceed with a specific option.

1

Register your business

Create a Swoop account for your business. The platform collects information to match you with appropriate funding options across the panel.

2

Funding match

Swoop searches across lenders, equity providers and grant agencies based on your business profile. Options are presented with key terms and indicative rates for comparison.

3

Review the options

Review the funding options presented. Swoop's team can help you compare them and understand the key terms before proceeding with any application.

4

Application support

Swoop supports your application to the selected lender or investor. Documentation requirements and the application process are handled with Swoop's guidance.

5

Access funding

Funding is agreed between your business and the provider. Swoop acts as a credit broker -- it introduces you to providers, it does not lend directly.

The Kerfuffle member offer

Kerfuffle members can access an introduction to Swoop Funding with their account manager available.

Swoop Funding is featured on Kerfuffle as part of the proptech partner programme. Members can explore funding options with Kerfuffle support from the first conversation.

What Kerfuffle members get

  • Kerfuffle AM available to facilitate the introduction to Swoop
  • Broad panel of lenders across loans, equity and grants
  • Works alongside your existing accountant or financial adviser
  • No cost to search for funding options on the platform
  • UK-regulated credit broker
Kerfuffle member route

Business funding and finance platform

Free to search
No cost to explore funding options

Swoop Funding is free to use for businesses searching for finance options. The platform earns from referral arrangements with lenders and providers when a matched deal completes. No obligation to proceed with any option surfaced.

More on Kerfuffle

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13
Kerfuffle agent reviews
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35
Google reviews
4.1 stars on Google
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Book a Zoom

Talk to the Kerfuffle team about using Swoop Funding to explore what finance is available to your agency.

A conversation about your agency's funding requirements and how Swoop's panel search would work for your specific situation and growth ambitions.

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15 min + Q&A

Introduction to Swoop Funding via Kerfuffle

A 15-minute conversation about your agency's funding needs -- whether that is branch expansion, technology investment or working capital -- and how Swoop's panel search surfaces options beyond a standard bank application.

Book a Zoom with Kerfuffle →
We had been told by our bank that they could not help with the funding we needed for a second branch. Swoop found us two alternative options within a week that we had not been aware of. The process was straightforward and the Swoop team helped us understand the terms of each option before we committed to anything. We are now open in our second location.
Owner-Director, independent estate agency -- South West England
Frequently asked questions

What businesses ask about Swoop Funding.

Is Swoop Funding a lender?
No. Swoop Funding is a credit broker, not a lender. It matches businesses with appropriate finance from a panel of lenders, equity providers and grant agencies. All lending is subject to the terms and credit criteria of the individual lender -- not Swoop.
Is there a cost to use Swoop?
Swoop's platform is free for businesses searching for funding options. The platform earns from referral arrangements with lenders and providers when a match proceeds to a funded deal.
Can an estate agency use Swoop?
Yes. Swoop works with SMEs across a wide range of sectors including property businesses. Estate and letting agents looking to fund branch expansion, technology investment or working capital have used Swoop to identify appropriate finance.
What types of funding does Swoop search?
Swoop covers business loans (short, long-term, secured, unsecured), asset and equipment finance, equity investment, grants and savings or cost reduction products. The scope is broader than a direct bank application.
Does Swoop work alongside my existing accountant?
Yes. Swoop is designed to complement your existing advisors. Your accountant or financial adviser can be involved in reviewing the funding options Swoop identifies.
How does Swoop make money?
Swoop earns from referral arrangements with the lenders and providers on its panel when a business proceeds with a funded deal through the platform. There is no charge to the business for the initial search.
About Swoop Funding

A UK funding platform that searches a broad panel of lenders and providers -- not just one bank.

Swoop Funding is a UK financial technology platform and regulated credit broker that helps businesses access finance by matching them with a panel of lenders, equity providers and grant agencies. Swoop is registered in England and Wales (Companies House No. 11163382) and acts as a FCA-regulated credit broker. The platform serves UK SMEs across a wide range of sectors and growth stages -- from early-stage businesses seeking their first external funding to established companies looking to expand. For estate agents and property businesses, Swoop provides access to funding options that go beyond the standard high-street bank application.

Broad panel
Loans, equity, grants and savings searched
UK regulated
FCA-registered credit broker
SME-focused
Helping UK businesses across all sectors
Free to search
No cost to explore your funding options
Pays You Back

PropTech That Pays Back - earn kredits when you use what you invest in.

Kerfuffle's PropTech That Pays Back programme rewards estate agents with kredits for actively using the tools they invest in. Check which suppliers are participating and what terms apply.

See PropTech That Pays Back → Register your agency →

The right funding for your agency's next stage of growth is out there. Swoop Funding finds it across a panel of lenders, not just one.

Book a Zoom with the Kerfuffle team to discuss your agency's funding requirements and how Swoop would search for options.

Want to talk through how this would work for your agency?

Grab fifteen minutes with the Kerfuffle team. We will walk you through the member offer, answer your questions, and figure out the best fit for your branch.

Book a Zoom with Kerfuffle →