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Featured on Compare The PropTech & Kerfuffle

Contents insurance that actually works for renters - from a B Corp that 300,000 customers trust

Urban Jungle is a Certified B Corp insuretech building fair insurance for renters and homeowners. Tenants liability cover included as standard. Monthly rolling plans with no cancellation fees. Cover from just £5 per month. Rated 4.6 stars from 823 Google reviews. Partnered with Co-op Insurance for their renters product.

300,
300,000+
Customers across the UK
823+
823+
Google reviews at 4.6 stars
B Co
B Corp
Certified ethical insuretech
From
From £5/mo
Contents insurance for renters

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823
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The tenant insurance gap

Most tenants either have no contents insurance or contents insurance that does not include tenants liability cover.

Tenants who damage landlord property without tenants liability cover leave agents in a difficult conversation about who pays. Tenants without contents cover lose everything in a fire or burglary. Both are problems that Urban Jungle solves with a product specifically built for renters.

"The tenant accidentally broke the landlord's oven and has no insurance."

Tenants liability insurance covers accidental damage to landlord fixtures and fittings. Without it, the conversation about who pays - and how - falls to the agent to manage. Urban Jungle includes tenants liability as standard.

"Our tenant's possessions were stolen in a break-in. They had no contents cover."

Contents insurance for renters is not a luxury. A break-in without cover is a devastating financial event for a tenant. Agents who help tenants get covered at move-in demonstrate genuine care beyond the tenancy agreement.

"We recommended contents insurance but the tenant said the annual commitment was too much."

Annual policies with upfront payment are a barrier for renters who move frequently. Urban Jungle's monthly rolling plans mean tenants pay only for the months they actually need cover.

"The tenant cancelled the insurance after 3 months because they found it didn't cover renters properly."

Standard home insurance products are built for homeowners, not renters. Urban Jungle was designed specifically for the renting lifestyle - flexible, transparent, and including the tenants liability cover that renters actually need.

How Urban Jungle works for tenants and agents

Six ways Urban Jungle makes insurance work for the way renters actually live.

Urban Jungle's product design starts with the renter's situation - flexible tenancies, shared properties, possessions that need protecting, and liability for landlord property. Their product is built around all of it.

1

Contents insurance from £5 per month

Urban Jungle's home contents insurance starts at £5 per month for tenants. Cover is available from £10,000 up to £50,000 of contents, with the level tailored to the tenant's actual possessions. No overinsurance, no unnecessary extras.

2

Tenants liability cover included as standard

Every Urban Jungle contents policy includes tenants liability cover - protection for accidental damage to landlord fixtures, fittings and furniture. This is included at no extra cost, not as an add-on.

3

Monthly rolling plans - no annual commitment

Tenants who rent on shorter tenancies or who move frequently can get monthly rolling cover with no long-term commitment and no cancellation fees. They pay only for the months they are renting.

4

Standalone tenants liability insurance

For tenants who do not need contents cover but whose landlord or agent requires tenants liability insurance, Urban Jungle offers standalone tenants liability from just £55 per year. A low-cost compliance solution for tenants.

5

Optional add-ons for renters

Tenants can add out-of-home cover for personal items, accidental damage cover and pet damage cover. The policy is designed to be tailored rather than one-size-fits-all.

6

B Corp ethics and digital simplicity

Urban Jungle is a Certified B Corp, committed to operating ethically and caring for customers, team and the environment. Their entirely digital process means tenants get covered in minutes, with a claims process that matches the speed of their lives.

How it works for tenants and agents

From move-in conversation to covered tenant - five steps.

1

Tenant move-in conversation

At move-in, you mention that tenants liability cover is something landlords expect and offer Urban Jungle as a solution. The tenant can get a quote on their phone in minutes.

2

Tenant gets an instant quote

Urban Jungle's digital quote process takes minutes. The tenant selects their cover level, any add-ons, and whether they want monthly or annual payment.

3

Policy starts immediately

Cover starts as soon as the policy is purchased. There is no waiting period. The tenant has proof of insurance from day one of their tenancy.

4

Landlord protected from move-in

With tenants liability cover in place, accidental damage to landlord property is covered from the first day. The conversation about who pays for a broken fixture does not have to happen.

5

Tenant manages their policy digitally

Urban Jungle's app and web platform allow tenants to manage their policy, update it when they move, and submit claims entirely online. No paperwork, no phone queues.

The Kerfuffle member offer

What Kerfuffle members get with Urban Jungle

Urban Jungle is featured on Compare The PropTech and Kerfuffle. Kerfuffle members get a structured conversation about what Urban Jungle can do for their business before committing to anything.

What Kerfuffle members get with Urban Jungle

  • Member-only commercial conversation via your Kerfuffle AM
  • Simple referral route for tenant move-ins
  • Access to Urban Jungle's agent resources and communications
  • A B Corp partner aligned with agent ESG commitments
Kerfuffle member route

Commercial conversation first

Member terms
Reviewed before you commit

Urban Jungle works with agents through a referral model for tenant insurance. Kerfuffle members discuss the partnership via their account manager.

More on Kerfuffle

Dig into the data before you book a demo.

Urban Jungle's full Kerfuffle profile has 10 verified agent reviews, full profile, awards history and case studies. Open in a new tab - your spot on this page is saved.

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Live demo - open to all Kerfuffle members

See Urban Jungle in action before you commit to anything.

Book a direct conversation with the Urban Jungle team through Kerfuffle. Your Kerfuffle account manager can be part of the discussion - so you have an independent advocate in the room.

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Urban Jungle - a practical session for UK property professionals

Urban Jungle is an insuretech company founded in London on the principle that insurance should be fair for renters. As a Certified B Corp, they operate with a commitment to ethical practice across their business. Their home contents and renters insurance products are used by over...

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Frequently asked questions

What agents ask before they get started with Urban Jungle.

What does tenants liability insurance cover?
Tenants liability insurance covers accidental damage to landlord fixtures, fittings and furniture - things the tenant is liable for under their tenancy agreement. Urban Jungle's contents policy includes this as standard. Their standalone tenants liability product covers up to £5,000 or £10,000 of landlord property.
Is tenants liability insurance a legal requirement?
No - it is not legally required. However, many landlords and letting agents recommend or require it as part of the tenancy setup. Urban Jungle's product is specifically designed to meet the requirements that landlords and agents commonly specify.
How much does Urban Jungle cost?
Contents insurance starts from £5 per month (approximately £60 per year) and includes tenants liability cover. Standalone tenants liability insurance is available from £55 per year. Cover levels and pricing depend on the tenant's postcode, contents value and selected add-ons.
Can tenants cancel their policy if they move?
Yes. Monthly rolling policies can be cancelled at any time with no cancellation fees. Tenants who move homes can update their policy or take out new cover for the new property.
Is Urban Jungle regulated?
Yes. Urban Jungle is authorised and regulated by the Financial Conduct Authority. Their tenants liability insurance is underwritten by Astrenska Insurance Limited.
What is a Certified B Corp?
B Corp certification means Urban Jungle has been independently verified as meeting high standards of social and environmental performance, accountability and transparency - by the B Lab organisation. It is a genuine commitment to ethical business practice, not a marketing badge.
About Urban Jungle

Urban Jungle on Kerfuffle - the numbers.

Urban Jungle is an insuretech company founded in London on the principle that insurance should be fair for renters. As a Certified B Corp, they operate with a commitment to ethical practice across their business. Their home contents and renters insurance products are used by over 300,000 customers across the UK. A partnership with Co-op Insurance for a dedicated renters product has extended their reach and distribution. With 10 Kerfuffle reviews and 823 Google reviews at 4.6 stars, Urban Jungle has a strong presence in the tenant insurance market.

300,000+
Customers across the UK
823+
Google reviews at 4.6 stars
B Corp
Certified ethical insuretech
From £5/mo
Contents insurance for renters
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