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Exclusive Kerfuffle Launch August 2026

Skip the Deposit x Kerfuffle

Simon Whale meets Richie Pindor, Founder and CEO of Skip the Deposit. 28 minutes on why insurance beats warranty for deposit alternatives, and what agents actually get out of it.

Watch the interview Book a demo with Richie Download the one-pager (PDF)
12.5%Agent commission on every policy, including renewals.
72 hoursTarget payout on claims using app-based video evidence.
About 3 minutesTime to issue a policy.
Featured video

Richie Pindor on a deposit alternative that does not leave agents carrying the fallout.

Skip is a true insurance product. That distinction matters when a claim is made, when a tenant has questions, and when an agent wants a useful new income line without a dent in their reputation.

Skip the Deposit x Kerfuffle. Richie Pindor interview.31 minutes 08 seconds
Prefer the summary on paper? Richie's one-pager: commercials, commission, and a direct Calendly link.
Download the one-pager (PDF)
The story, for letting agents

Insurance takes the loss. Agents keep the relationship.

The key difference is simple. A warranty scheme can pay the landlord then pursue the tenant. Skip's insurance model is designed to absorb the loss instead.

The 30-second version

  • Skip is a true insurance product, not a warranty. Two years in the making, FCA-regulated.
  • The insurer takes the hit, not the tenant. Tenants are never chased for claims.
  • Agents earn 12.5% commission on every policy, including annual renewals.
  • 72-hour target payout on claims via app-based video evidence.
  • Powered by a national tenant claims database that flags high-risk applicants before you let to them.

What agents actually get

  • A recurring commission line that adds enterprise value to a lettings book. A 650-property portfolio at £2,500 average deposit generates roughly £30k a year in new agent revenue.
  • No upfront cost, no minimum volume. Run it alongside your existing scheme if you want.
  • A policy can be issued in about three minutes.
  • No damage to your Google reviews. When tenants aren't chased for debt, the resentment doesn't land at your door.

Why insurance beats warranty

  • Warranty schemes pay the landlord fast, then chase the tenant. The tenant blames the agent. Reviews suffer.
  • Skip's insurance model absorbs the loss. Agent reputation stays intact.
  • Data compounds: every claim feeds a national vetting layer that helps every agent on the network spot risk earlier.
Why it is worth a closer look

It is built around the commercial and reputational pressures of lettings.

Skip gives agents a way to offer a deposit alternative without moving the financial or relationship risk back onto their team.

01

Recurring commission is paid on every policy, including annual renewals.

02

No upfront cost or minimum volume. It can sit alongside an existing scheme.

03

The claims database adds a national vetting layer before an agent lets a property.

The Kerfuffle member offer

A direct route to an exclusive agent offer.

Skip sits inside the Kerfuffle supplier framework, with a clear route to a demo, onboarding and going live.

  • 12.5% commission on all policies, higher than standard.
  • Full training and onboarding support.
  • Vetted terms and a clean route to demo and go live.